Filing for Workers’ Compensation

According to the website of the LaMarca Law Group, P.C., workers’ compensation is a form of insurance employers are required to purchase in order to pay for the health and rehabilitation expenses as well as any lost wages of employees who are injured on the job. It is important to note that once an employee files for workers’ compensation they give up all rights to sue or take any form of legal action against their employer.

In order to file a claim, an injured employee must first notify their employer of their injury. Depending on the state in which one is employed, the time frame to notify an employer ranges anywhere from a couple of days to two years. It is recommended that one includes the date, time, and location of the injury. It can also be extremely helpful to include a detailed description of how the injury occurred and, if applicable or possible, a list of witnesses.

Once an employer has been notified, one should immediately file a formal workers’ compensation claim. Failure to do so in a timely manner can lead to an insurance carrier denying your claim. If one has suffered an injury or illness that developed over time, the time frame to file a complaint begins as soon as they are forced to take time off of work due to an injury or to see a doctor for a work-related injury as well as when one knows or suspects that the injury was work-related.

Unfortunately, as stated on the website of Ravid & Assoc, often times it can be difficult to actually receive workers’ compensation benefits that employees are entitled. Sadly, too many employers attempt to minimize workers’ compensation rates by disputing employees’ rights to coverage. However, proper and complete documentation of the injury and related treatment can help protect an employee against such disputes.

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